Travel Insurance for Long-Term Travel

Your mom always said you should wear your seatbelt and be protected — and having travel insurance can’t hurt.  It’s cheaper and easier than trying to maintain some sort of home-based policy when you don’t really HAVE a home and plan to be traipsing around for extended periods of time.

Hands down, the best travel insurance website I have found is World Nomads, which quotes you a (very cheap) price for a travel coverage (which oddly and apparently unremovably includes your sporting equipment…whether or not you have sporting equipment) right away.  You can buy up to six months at a time, and there is a reminder right on the page that you can extend it whenever you want, and as many times as you want.

It covers emergency medical services, emergency medical transportation and evacuation, repatriation (oops), loss or theft, and some other fun stuff.  It’s really a great deal, and worth getting if you want some insurance for major badness while you’re in Bangladesh, or wherever.  There’s been a story getting passed around through my community grapevine about a lovely lady who had a motorcycle accident in India that landed her in a remote hospital, with not enough money for airlift to a larger hospital or home, and suffering from some pretty serious physical setbacks (like, you know, a coma).  This story’s a few months old, but better safe than headless in India.

Posted by | Comments (4)  | September 15, 2009
Category: General


4 Responses to “Travel Insurance for Long-Term Travel”

  1. Carol Bontekoe Says:

    Wow. That travel insurance wasn’t too cheap. I would recomend HTH World Wide if you are living abroad. It is a fraction of the price.

  2. Caron Margarete Says:

    I think prices for World Nomads may differ from country to country but I can absolutely advocate using them! I’ve had the great misfortune of needing serious health care on three separate and totally unrelated cases in the last 2years; each & very time they came through with amazing results! Even if they seem a bit more expensive than others I would still recommend paying the little bit extra just for the benefit of being able to extend/ or purchase a brand new policy while out of your country!

    Thanks Claire, great post!

  3. brian from nodebtworldtravel.com Says:

    The more recent travel insurance horror story is of the Australian in India who was paralyzed from the neck down and could not get airlifted back to Oz because he had no insurance. His family went into debt and had to raise $50,000AUS to get him back home. I wrote about it here: https://su.pr/58Hs1k

  4. Marion Gendernalik Says:

    This may not be the best place to ask this, but I’m looking for a top rated insurance agency and I can’t figure out where to look… has anyone ever heard of this insurance agency? It’s office is in Louisville, only 15 minutes from me, but I haven’t been able to find any reviews on them. – Braden Insurance Agency Inc., 3069 Breckenridge Lane, Louisville, KY 40220, (502)454-9191